How to become an onigbese

As a full-grown adult with plans for the future, being debt-free should be number one on your list; debts only create more problems. However, some tough situations push people to collect loans, but some people can’t differentiate between tough and unnecessary. It is ideal that you don’t see these situations as tough enough to become debtors.

• Impressing a woman

It’s one mistake you will never be able to recover from if you borrow money to qualify for a woman’s attention. For that attention you want to remain, you have to constantly impress her and if you borrow money for such, your pocket and the pocket of your creditor will run dry. In this life, sora fun obinrin because if you end up chopping breakfast after all the billings, your own breakfast will come with a glass of freshly squeezed gbese. If you cannot afford a fancy or extravagant date, buy meat pie and water and have fun!

• Chilling with the big boys (bamba?)

You are seeing how the big boys are doing dorime inside club. You know you can’t afford that lifestyle but you want to join them to buy Azul by fire by force so you go and borrow money. Are you sure your village people have not been contacting you? Becoming an onigbese to draw attention from people who don’t send you is unwise, especially if you cannot pay back. Those few hours of gallivanting are not worth being chased around the state like a thief by your creditors.

• Celebrating every Birthdays and Wedding

. You might be thinking that your friends will shower you with money since it’s your birthday, so you can borrow money for a celebration and pay back with all the money you received as a gift. Mistake! Your friends are planning paranran surprise with food tray and a photo frame. Spending your money on all kinds of celebrations is a bad idea. Even if you have to, celebrate in moderation rather than borrowing money. Taking out loans should be for smarter things and not parties that only last a few hours. Don’t become ‘that’ kind of debtor because of a birthday party.

• Vacationing

Doing ‘we outside’ with money that you borrowed is equivalent to showing your creditor that if you don’t pay back, he has the right to take one of your kidneys. Vacations are very much needed and appreciated; we need to take a break once in a while. However, if you cannot afford the trip, borrowing is not the solution. It is better to wait till you have money rather than borrowing for it and then looking for the money later while also finding money for your upkeep.

• Buying aso-ebi

Check your wardrobe. How many owambe laces do you have and how many times have you worn them? Now, your brother’s friend’s sister wants to do wedding and your main goal is to buy the ₦50,000 aso-ebi even when you don’t know where the money will come from. The majority of the time, aso-ebi laces are not worn more than once, so borrowing money for them is not a good idea. You don’t need to buy the cloth if you cannot afford it. Pick one of the laces in your wardrobe that matches the colour of the day and pepper them!

• Buying an iPhone

Yes, people actually borrow money to join the apple gang. To them, if their phone’s back camera does not look like a hot plate, they will not rest. So, they borrow money to get an iPhone to feel among. Their comfort is that those mirror pictures they take don’t have onigbese watermarked on them.